Welcome to Day 13 of our series, From Chaos to Calm: 15 Weeks to a Happy Home. Today we’re talking about being faithful with your finances and the resources you’ve been blessed with.
Be sure to download my free printable savings tracker at the bottom of the post!
So, how’s the challenge going for you? We’re halfway through week three! Let me know what’s going on in your life and if you have any questions below in the comments!
From Chaos to Calm: Day Thirteen
Scripture Memory: “The heart of her husband doth safely trust in her, so that he shall have no need of spoil.” Proverbs 31:11
Yesterday we discussed being dependable and trustworthy. Today, I want to focus on the second portion of the verse above.
In some families, the wife takes care of the majority of the finances. In others, the husband is the one who makes the decisions. Regardless of who pays the bills or manages the budget, it is up to you to be faithful with the money that you and your husband have coming in.
Most men, at least in the beginning, want to please their wives with nice things. It can be demoralizing for a man if he feels his wife is not pleased with the number of material possessions he is able to provide given his talents and career.
It’s important that you use money wisely and with discretion. Money is one of the top reasons couples get divorced. It can be a huge issue! It’s so important to see yourselves as a team as you approach your spending and saving. How can you work together to reach your financial and lifestyle goals without creating resentment and discontentment?
Have you ever felt guilty after a purchase or kept a purchase secret because you felt guilty about it? It’s never a good idea to hide your spending from your husband. Show him that you are capable of making wise financial choices and he is more likely to give you greater freedom in spending money.
One of the easiest methods of controlling spending is by using the cash envelope system. Determine the amount of income you have. Allot monies toward bills and other regular spending categories such as tithing, groceries, rent, insurance, and gasoline.
Place the allotted money in a marked envelope for each month. When the money is gone, do your best not to take money from another envelope/spending category, you have reached your limit. This method can be helpful for both the husband and wife. If your budget allows, give each spouse a practical amount of money that is for his or her own enjoyment and that you do not have to be held accountable to the other spouse.
The Proverbs 31 woman’s husband did not have to worry about his wife’s spending habits because he knew she was sought out the best value for her money. Whatever your financial situation, ask God to hold you accountable and help you to be content.
Some of my favorite resources:
Actions Steps to Take Today
- Pray and ask God to show you where your heart needs pricking. If money is an issue in your marriage, ask Him to help you and your husband work on creating a budget together that you can both be happy with.
- Set financial goals together and determine make financial decisions together as a team.
- Wrtite down any attitude changes you need or concerns you have in your prayer journal and commit to praying about them!
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